Privacy Policy

Last Updated: April 20, 2026

At Kinvestor, protecting your privacy is a core commitment. This Privacy Policy explains how Kinvestor ("we", "us", or "our") collects, uses, shares, and protects information about you when you use our website at kinvestor.us and related services (collectively, the "Services"). By using our Services, you agree to the practices described in this policy.

1. Information We Collect

Account Information: When you create an account, we collect your username, email address, and hashed password. We never store your password in plain text.

Usage Data: We may collect information about how you interact with our Services, including pages visited, features used, and time spent on the platform. This data is used to improve the Services and is not linked to your identity without your consent.

Communications: If you contact us via email or a contact form, we collect the information you provide in that communication.

2. How We Use Your Information

  • To provide, operate, and maintain the Services
  • To authenticate your account and keep it secure
  • To send account-related transactional emails (password reset, account notifications)
  • To respond to your inquiries and provide customer support
  • To analyze usage trends and improve our platform
  • To comply with legal obligations

3. Information Sharing

We do not sell your personal information. Furthermore, we do not rent, trade, or share your personal data with third parties for their own direct marketing or promotional purposes. We only disclose your information in the following limited, operational circumstances:

  • Service Providers: We use trusted third-party services (e.g., Railway for hosting, Cloudflare for delivery) that may process data on our behalf under strict confidentiality agreements.
  • Legal Requirements: We may disclose information if required by law, court order, or to protect the rights and safety of Kinvestor and its users.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred as part of that transaction. We will notify users in advance.

4. Cookies and Tracking

We use cookies and similar technologies to maintain your session (authentication token) and remember your preferences. These are strictly necessary for the platform to function.

We do not use third-party advertising cookies or cross-site tracking cookies. If we add analytics in the future, we will update this policy and request your consent where required.

5. Data Security

We implement industry-standard security measures including HTTPS encryption, bcrypt password hashing, and restricted database access. While we take reasonable precautions, no method of transmission over the internet is 100% secure. We encourage you to use a strong, unique password and to contact us immediately if you suspect unauthorized access to your account.

6. Data Retention

We retain your account information for as long as your account is active or as needed to provide our Services. If you request account deletion, we will delete your personal information within 30 days, except where retention is required by law.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Request correction of inaccurate or incomplete data.
  • Deletion: Request deletion of your account and associated personal data.
  • Objection: Object to processing of your data for certain purposes.
  • Portability: Request your data in a structured, machine-readable format.

To exercise any of these rights, contact us at [email protected].

8. Children's Privacy (COPPA)

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 13 in compliance with the Children's Online Privacy Protection Act (COPPA). If we discover that a child under 13 has provided us with personal information, we will delete it immediately. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. Third-Party Links and Data Providers

Our Services display data from third-party providers including Polygon.io (market data) and StockNewsAPI (financial news). When you click external links, you leave our platform and are subject to those third parties' privacy policies. StockNewsAPI's privacy policy is available at stocknewsapi.com/privacypolicy. We are not responsible for the privacy practices of external sites.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of the Services after changes are posted constitutes your acceptance of the revised policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at [email protected].