XRP's 5-Year Outlook: Is This Cryptocurrency Worth Buying Now?

While XRP's price may rise over the next five years due to speculative buying, the article argues it isn't worth investing in because Ripple's network growth doesn't directly benefit token holders. Despite potential increases in transaction activity and tokenized asset adoption on the XRP Ledger, current fee generation is negligible compared to XRP's market cap, and proposed features like lending protocols and staking don't reliably link network utilization to holder returns.