XRP (Ripple) Just Did Something It Hasn't Done Since 2024, and Here's What It Means for Investors

XRP has fallen below $1 for the first time since 2024, down 72% from its $3.65 peak last year. The decline reflects structural issues: Ripple's payment network now supports stablecoins like Ripple USD, which are displacing XRP due to their stability and lower volatility risk. Since banks can use the network without XRP and transaction fees alone don't create investor value, the token faces potential further downside, with historical precedent suggesting it could fall to $0.18 if the post-2018 pattern repeats.