Why I'm Still Investing in VTI Right Now No Matter What the Stock Market Does

The author advocates for continued investment in the Vanguard Morningstar Total Stock Market ETF (VTI) despite market volatility and concerns about overvaluation. Highlighting the S&P 500's 98-year track record of 10% average annual returns through multiple crises, the article argues that long-term investors should remain committed to low-cost index funds regardless of short-term market conditions. VTI offers broader diversification than the S&P 500 alone, holding 3,515 stocks with an ultra-low 0.03% expense ratio.