Where Will XRP (Ripple) Be in 5 Years?

The article argues that XRP will trade below $1 by August 2031 despite Ripple's institutional growth. While Ripple's business is strengthening with $3 trillion in prime brokerage volume and a national trust bank charter, the company's stablecoin RLUSD is replacing XRP's role in transactions. Token burns are too minimal to support price appreciation, and XRP's value has historically been driven by hype rather than network utility.