What Happens When You Invest Just $100 a Month in the S&P 500 for 20 Years?

Investing just $100 monthly in the S&P 500 can grow to approximately $76,000 over 20 years, assuming a 10% average annual return. With $24,000 in total contributions, roughly $52,000 would come from investment gains and compounding. The article emphasizes that consistent contributions matter more than market returns, and continuing to invest during market downturns can enhance long-term wealth creation.