VTI vs. QQQ: Here's the ETF I'd Personally Buy and Hold for Decades

While QQQ has delivered exceptional 10-year returns of 20.5% by tracking tech-heavy Nasdaq-100 stocks, the author argues VTI (Vanguard Total Stock Market ETF) is a better long-term investment. Vanguard research suggests AI's ultimate winners may be smaller companies and value stocks that benefit from AI productivity gains rather than today's tech giants building AI infrastructure. VTI's broader diversification across 3,519 stocks positions it better to capture gains from overlooked sectors over the next 20-30 years.