VOO vs. SCHD: Which Is the Smarter Buy When Inflation Is Running Hot?

With U.S. headline inflation at 4.2%, the article compares two ETFs: Vanguard S&P 500 ETF (VOO) with heavy tech concentration (39%) versus Schwab U.S. Dividend Equity ETF (SCHD) with defensive positioning and 10% annual dividend growth. SCHD is recommended as the better choice in a high-inflation environment due to VOO's vulnerability to tech sector slowdown and SCHD's dividend growth that outpaces inflation.