Universal Insurance: 3 Key Takeaways for Long-Term Investors

Universal Insurance delivered strong Q3 2026 results with a 32.7% annualized return on common equity. The company is expanding outside Florida (18.5% premium growth) while maintaining underwriting discipline by avoiding unprofitable business. Adjusted diluted earnings per share grew to $1.93 from $1.36 year-over-year, supported by improved underwriting and investment income.