The Yield vs. Weighting Dilemma: How to Choose Between SPSM and SCHA

State Street's SPSM and Schwab's SCHA are both low-cost small-cap ETFs with 0.03% expense ratios. SPSM holds 608 stocks with higher dividend yield (1.5%) and lower volatility, while SCHA offers broader diversification with 1,750 holdings but lower yield (1.1%). Both have delivered similar 5-year returns of approximately 4.4-4.8% CAGR, underperforming the S&P 500.