The Stock Market Just Flashed a Warning Signal That’s Been Right 83% of the Time Since 1960. Here’s My Plan.

Margin debt has surged 49% year-over-year, a warning signal that has preceded market declines 83% of the time since 1960. In response, the author is adopting a defensive investment strategy focused on high-quality dividend growth stocks, particularly through the Schwab U.S. Dividend Equity ETF and individual positions like Procter & Gamble, while building cash reserves for potential market opportunities.