Simmons First National (SFNC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Simmons First National reported Q3 2026 revenue of $254.28 million, slightly missing consensus estimates by 0.06%, while EPS of $0.54 beat expectations by 1.89%. However, key metrics showed mixed results, with the efficiency ratio significantly worse than estimated at 71.6% versus 55.3%, and nonperforming loans and assets exceeding analyst expectations. The stock has underperformed the broader market with a -3.3% return over the past month and carries a Zacks Rank #3 (Hold) rating.