Should You Buy SoFi Stock Before July 29?

SoFi Technologies stock has declined significantly this year but now appears more affordable at 23x forward earnings. Ahead of Q2 earnings on July 29, the company is guiding for 30% top-line growth, though slightly lower than Q1's 41%. Key metrics to watch include lending segment growth and charge-off rates. The analyst recommends buying only if investors believe in SoFi's long-term opportunity and can tolerate volatility, cautioning against short-term trading around earnings.