Should You Buy, Sell, or Hold Nu Holdings Now That Its Earnings Are Out?

Nu Holdings reported strong Q2 2026 earnings with continued rapid revenue and customer growth across Brazil, Colombia, and Mexico. Despite intensifying competition, the fintech maintained its competitive advantages with improved efficiency ratios, better asset quality metrics, and lower deposit costs. Trading at less than 20 times earnings, the stock is positioned as an attractive long-term investment for growth-focused investors.