Prediction: XRP (Ripple) Will be Worth This Much in 12 Months

XRP cryptocurrency is predicted to fall below $1 within 12 months as Ripple's stablecoin RLUSD becomes the preferred payment method for banks. XRP, down 64% from its $3.65 peak, faces structural challenges as stablecoins offer superior stability and regulatory clarity compared to volatile bridge currencies. While organic demand from transaction fees will persist, XRP's upside is limited as it loses its central role in Ripple's payment network.