Prediction: SoFi Stock Gains at Least 50% by the End of 2030

SoFi Technologies stock has declined over 50% from its peak amid concerns including the loss of a major customer (Chime) and weak credit conditions. However, the company maintains strong fundamentals with 40% year-over-year revenue growth, record customer count of 15.8 million, and projected earnings growth to $1.71 per share by 2030. Analysts believe the stock could reach $25 by end of 2030 (80% upside) as digital banking adoption accelerates, though near-term volatility is expected.