Prediction: Nu Holdings Will Earn More Than $5 Billion in 2027

Nu Holdings, a Brazilian digital bank with 139 million customers, is experiencing rapid profit growth and is predicted to reach $5 billion in net income by 2027. The bank has achieved a $1 billion quarterly net income run rate with strong expansion in Mexico and recent U.S. launch, while maintaining efficient operations with $1 monthly cost per customer and $17.10 monthly revenue per customer. At a market cap of $68 billion (13.6x 2027 earnings estimate), the stock is considered attractive for long-term investors.