OceanFirst (OCFC) Reports Q3 Earnings: What Key Metrics Have to Say

OceanFirst Financial (OCFC) reported Q3 2026 revenue of $185.14 million, up 79.8% year-over-year, with EPS of $0.48 beating consensus estimates. However, the company's efficiency ratio of 81.8% significantly exceeded analyst expectations of 67.6%, and non-performing loans rose to $140.74 million versus estimates of $108.12 million. The stock carries a Zacks Rank #4 (Sell) rating.