Oak Valley Bancorp Reports 2nd Quarter Results and Announces Cash Dividend

Oak Valley Bancorp (NASDAQ: OVLY) reported Q2 2026 net income of $5.1 million ($0.61 EPS), down from $5.3 million in Q1 and $5.6 million year-over-year. The decline was driven by higher non-interest expenses and lower non-interest income, partially offset by increased net interest income from loan growth. The company showed strong loan growth of $55.9 million over the past year and maintained a solid net interest margin of 4.15%, but faced rising operational costs related to expansion and staffing.