Oak Ridge Financial Services, Inc. Announces Second Quarter 2026 Results and Quarterly Cash Dividend of $0.16 Per Common Share

Oak Ridge Financial Services reported Q2 2026 earnings of $0.79 per share, slightly down from $0.81 in Q2 2025 but up from $0.53 in Q1 2026. The company achieved a record net interest margin of 4.51% and improved its Community Bank Leverage Ratio to 12.5%. However, deposits declined 7.6% year-over-year and nonperforming assets increased to 1.42% of total assets, primarily consisting of SBA loans. The company declared a quarterly dividend of $0.16 per share.