La génération Z stimule la croissance du crédit au Canada alors que les taux de délinquance commencent à se stabiliser

Generation Z is the fastest-growing credit segment in Canada, with 460,000+ new consumers entering the market and non-mortgage debt balances rising 9.1% year-over-year. Despite higher delinquency rates than other generations, Gen Z showed the strongest credit performance improvement. Overall Canadian credit delinquencies are stabilizing after peaking in early 2025, though regional variations persist with Alberta at 2.43% and Quebec at 1.36%. Mortgage balances grew 3.85% to $1.91 billion, with delinquency rates returning to pre-pandemic levels.