Is an AI or Broad Tech ETF the Better Bet? We Pit the Roundhill AI Fund Against the State Street S&P 500 Tech Fund

The article compares two tech ETFs: Roundhill's CHAT (Generative AI & Technology ETF) and State Street's XLK (Technology Select Sector SPDR ETF). CHAT has delivered superior 1-year returns (128% vs 59.4%) and higher dividend yield (1.72% vs 0.40%), but charges a steeper expense ratio (0.75% vs 0.08%). XLK offers lower costs and larger assets under management, while CHAT provides more volatile, AI-focused exposure. The analysis concludes CHAT appears to be the better choice for 2026 despite its higher fees.