If a Stock Market Crash Is Coming, History Says These 3 ETFs Are the Smartest Buys

The article recommends three ETFs as defensive investments if a stock market crash occurs: the Schwab U.S. Dividend Equity ETF (SCHD) for its 3.3% dividend yield and quality holdings in consumer staples and healthcare; the State Street Health Care Select Sector SPDR Fund (XLV) for its resilience during market downturns; and the State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) for capital preservation and reliable income, following Warren Buffett's strategy of holding short-term Treasuries during uncertain times.