How to Split $10,000 Across 5 ETFs and Not Touch It for 20 Years

The article recommends a diversified portfolio of five ETFs for long-term investors: Vanguard S&P 500 ETF for large-cap U.S. stocks, Schwab U.S. Dividend Equity ETF for dividend-paying stocks, First Trust Nasdaq Semiconductor ETF for growth exposure, Vanguard Total International Stock ETF for international diversification, and Vanguard Total Bond Market ETF for fixed income. Investing $2,000 in each fund could potentially grow a $10,000 initial investment to over $100,000 in 20 years, though results are not guaranteed.