Gateway Bank, F.S.B. Reports Third Quarter 2026 Results; Loan Growth up 55% Year Over Year

Gateway Bank, F.S.B. (OTCPK: GWBK) reported a net loss of $370,000 for Q3 2026, compared to $870,000 in Q3 2025, showing improvement in its multi-year turnaround. The bank achieved 63.1% growth in net interest income year-over-year and 54.5% loan growth, driven by construction lending and expansion in its Walnut Creek market. However, net interest margin compressed to 2.54% from 3.05% in the prior quarter due to deposit competition and normalization of one-time interest items.