Farmers & Merchants Bancorp (FMCB) Reports Record Quarterly Results

Farmers & Merchants Bancorp (FMCB) reported record second quarter 2026 net income of $24.7 million, up 7.3% year-over-year, with diluted EPS of $36.39, up 10.47%. The company achieved a 1.71% return on average assets and 14.84% return on average equity. Deposits grew 7.0% to $5.1 billion while loans increased 2.2% to $3.7 billion. Capital ratios strengthened significantly above regulatory thresholds, and credit quality remained resilient with minimal delinquencies.