F.N.B. (FNB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

F.N.B. reported Q3 2026 revenue of $469.12 million, up 2.6% year-over-year but missing Wall Street's estimate of $475.89 million by 1.42%. EPS matched expectations at $0.43. Key metrics showed mixed results: efficiency ratio slightly exceeded estimates, net interest margin met expectations, but non-performing loans and assets exceeded analyst projections. The stock has underperformed the broader market with a -3.9% return over the past month and carries a Zacks Rank #3 (Hold) rating.