Down More Than 40% in the Past Year, Is XRP Overdue for a Rally?

XRP has declined 44% over the past 12 months amid a broader crypto market sell-off. While the cryptocurrency has practical use cases for cross-border transactions, it faces significant competition from stablecoins and lacks clear catalysts for growth. The article suggests investors should wait for proof of adoption by major financial institutions before investing, as the asset remains highly volatile with limited near-term upside.