Compared to Estimates, Zions (ZION) Q3 Earnings: A Look at Key Metrics

Zions reported Q3 2026 revenue of $893 million, up 2.4% year-over-year and slightly beating consensus estimates by 0.01%. EPS of $1.78 significantly exceeded expectations of $1.64, representing an 8.54% surprise. However, key metrics showed mixed results, with net interest margin declining to 3.2% from estimates of 3.3%, and several capital ratios falling slightly below analyst expectations. The stock has underperformed the broader market, declining 2.9% over the past month.