Compared to Estimates, Texas Capital (TCBI) Q3 Earnings: A Look at Key Metrics

Texas Capital reported Q3 2026 revenue of $356.63 million, up 4.8% year-over-year, beating consensus estimates by 5.36%. EPS of $2.35 significantly exceeded the $1.94 estimate by 21.13%. Key metrics including net interest margin (3.4%), efficiency ratio (57.2%), and net interest income ($274.98 million) all outperformed analyst expectations. However, the stock has declined 3.6% over the past month and carries a Zacks Rank #3 (Hold) rating.