Compared to Estimates, River City Bank (RCBC) Q3 Earnings: A Look at Key Metrics

River City Bank reported Q3 2026 revenue of $40.5 million (flat year-over-year) and EPS of $1.29, beating the revenue consensus estimate by 2.07%. Key metrics showed strong performance with an efficiency ratio of 19.4% (better than 30.6% estimate) and net interest income of $37.85 million (above $35.73 million estimate), though noninterest income missed expectations. The stock has a Zacks Rank #3 (Hold) rating.