Compared to Estimates, National Bank Holdings (NBHC) Q3 Earnings: A Look at Key Metrics

National Bank Holdings reported Q3 2026 revenue of $128.71 million, up 18.2% year-over-year, but missed analyst expectations with a -4.7% revenue surprise. EPS of $0.06 significantly underperformed the consensus estimate of $0.36, representing an -83.33% surprise. Key metrics showed deterioration in asset quality and efficiency, with net charge-offs rising to 1.9% versus 0.8% estimated, and efficiency ratio worsening to 76% versus 61.5% expected.