Compared to Estimates, Midland States Bancorp (MSBI) Q3 Earnings: A Look at Key Metrics

Midland States Bancorp reported Q3 2026 revenue of $86.16 million, up 6.2% year-over-year, beating consensus estimates by 2.45%. EPS of $0.95 exceeded the $0.90 estimate by 5.56%. Key metrics showed mixed results: net interest margin met expectations at 4%, but efficiency ratio came in higher than estimated at 61.3% versus 59.8%. The stock holds a Zacks Rank #2 (Buy) rating.