Compared to Estimates, Chemung Financial (CHMG) Q3 Earnings: A Look at Key Metrics

Chemung Financial reported Q3 2026 revenue of $31.98 million, up 10.9% year-over-year, beating consensus estimates by 0.78%. EPS of $2.63 significantly exceeded the $1.93 estimate, representing a 36.27% surprise. Key metrics showed improved efficiency ratio and net interest margin, though non-interest income came in slightly below expectations. The stock holds a Zacks Rank #3 (Hold) rating.