Compared to Estimates, Axos Financial (AX) Q1 Earnings: A Look at Key Metrics

Axos Financial reported Q1 2026 revenue of $395.07 million, up 22.2% year-over-year and beating consensus estimates by 2.33%. EPS of $2.34 exceeded expectations of $2.25 by 4%. However, net charge-offs rose to 1.1% versus 0.1% estimated, and the efficiency ratio came in higher than expected at 49.5% versus 48.4%. The stock holds a Zacks Rank #3 (Hold) rating.