Compared to Estimates, Ameris Bancorp (ABCB) Q3 Earnings: A Look at Key Metrics

Ameris Bancorp reported Q3 2026 revenue of $322.79 million, up 2.4% year-over-year but missing consensus estimates by 1.19%. EPS of $1.73 exceeded expectations by 2.98%. Key metrics showed mixed results: net interest margin beat estimates at 3.9%, efficiency ratio improved to 49.3%, but total non-performing assets exceeded expectations at $153.96 million. The stock carries a Zacks Rank #4 (Sell) rating and has underperformed the S&P 500 over the past month.