Can AI Give Skyward Specialty an Edge as Insurance Markets Soften?

Skyward Specialty Insurance Group is using AI and technology to improve operational efficiency as insurance markets become more competitive. The company's expense ratio improved to 24.3% in Q2, with innovations like Sky View underwriting workstation and Bionic underwriting reducing submission time by 40% and improving quote speed by 35%. SkyScore and agentic AI automate surety tasks and risk assessment, helping underwriters focus on judgment-based decisions.