Before You Give ChatGPT Access to Your Bank Account, Try This Instead

The article explores how to leverage AI tools like ChatGPT and Claude for personal financial analysis while minimizing privacy risks. It outlines four approaches: sharing only spending category totals, uploading sanitized transaction data, using built-in privacy features, or running AI models locally. The author emphasizes that users should understand the difference between connecting accounts (ongoing access) versus uploading files (one-time snapshots), and that privacy instructions in prompts cannot override a company's actual data policies.