Bank of the James Financial Group Announces Third Quarter of 2026 and First Nine Months of 2026 Financial Results and Declaration of Cash Dividend; Increases Quarterly Cash Dividend by 50%

Bank of the James Financial Group reported record third quarter 2026 net income of $3.32 million ($0.73 per share) and nine-month net income of $9.34 million ($2.05 per share), representing significant year-over-year growth. The company increased its quarterly cash dividend by 50% from $0.10 to $0.15 per share. Key achievements include all-time highs in loan and deposit portfolios, improved net interest margins, and a strengthened efficiency ratio.