Bank of America: 3 Key Takeaways for Long-Term Investors

Bank of America reported Q3 2026 adjusted net income of $8.1 billion, with a $1.2 billion regulatory settlement charge. Management raised 2027 net interest income guidance to 8% or more growth, citing accelerating fixed-rate asset repricing. The bank's strong balance sheet, low loan-to-deposit ratio, and deposit growth of $2 trillion provide competitive advantages and margin protection.