Ayvens 2029 strategic plan: Aim for excellence. Execute better, every day.

Ayvens announced its 2029 strategic plan with upgraded financial targets including ROTE of 14-16% (vs. 13-15% previously), CET1 ratio of ~12.5%, and cost-to-income ratio improvement to ~49%. The plan focuses on three pillars: growing funded fleet by 3%+ with emphasis on retail and LCV segments, improving operational efficiency through AI and process harmonization, and transforming the used car lease market. The company expects leased fleet CO2 emissions to decrease from 101g/km in 2025 to 75-85g/km by 2029.