Ally: 3 Key Takeaways for Long-Term Investors

Ally Financial reported Q3 2026 adjusted EPS of $1.34, up 16% year-over-year, driven by a strategic shift toward higher-yielding auto and corporate loans while letting lower-yielding mortgages run off. The bank processed 4.8 million auto applications (up 20% YoY) and grew corporate finance loans 40% YoY to $15.8 billion. Management raised its quarterly dividend to $0.35 per share and maintained a strong CET1 ratio of 10.2%, signaling confidence in sustainable profitability and shareholder returns.