Affirm Holdings (AFRM) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Affirm Holdings reported Q4 2026 revenue of $1.17 billion, up 33% year-over-year and beating consensus estimates by 5.23%. EPS of $4.62 significantly exceeded the $0.33 estimate. Key metrics including GMV, interest income, and loan sale gains all met or exceeded analyst expectations. The stock has a Zacks Rank #3 (Hold) rating.