Affirm Holdings (AFRM) Q4 Earnings and Revenues Beat Estimates

Affirm Holdings (AFRM) reported quarterly earnings of $4.62 per share, significantly beating the consensus estimate of $0.33 per share, representing a 1,300% earnings surprise. Revenue also exceeded expectations at $1.17 billion, up from $876.42 million year-over-year. However, the stock has underperformed the S&P 500 this year, gaining only 2.7% versus the market's 12.1%. The company received a Zacks Rank #3 (Hold) rating, suggesting near-term performance in line with the market.