2 Insurance Stocks to Buy That Keep About 16 Cents of Every Premium Dollar as Underwriting Profit

Travelers and Chubb are highlighted as strong insurance stocks with combined ratios well below 100%, indicating solid underwriting profits of approximately $0.16 per premium dollar. Both companies benefit from substantial investment portfolios ($100B and $172B respectively) that generate significant investment income, creating a long-term growth flywheel. While trading above historical valuations with modest dividend yields, these stocks may appeal to growth-oriented investors.