$10,000 in 10-Year Treasuries vs. $10,000 in SCHD -- Which Pays More Passive Income By 2036?

The article compares two income-generating investments: 10-year Treasury bonds currently yielding 5.3% (the highest in 24 years) and the Schwab U.S. Dividend Equity ETF (SCHD) with a 3% yield. While Treasuries provide guaranteed $530 annual income, SCHD's historically 10% annual dividend growth could surpass Treasury income by year seven and generate over $700 annually by 2036. However, Treasuries deliver more cumulative income over the decade, while SCHD offers potential for continued growth after maturity.