1 Reason Now Is a Great Time to Buy SoFi Technologies Stock

SoFi Technologies stock has declined 39% in 2026 and trades 50% below its peak, but the article argues this presents a buying opportunity. The fintech company demonstrates impressive growth with 41% revenue increase and 65% net income growth year-over-year. Its deposit base has surged 1,585% since obtaining its national bank charter in 2022, reaching $45.5 billion, which fuels loan originations now at $47.9 billion. However, investors should be aware of credit risks associated with rapid lending growth and potential recession impacts on borrower defaults.